Debts that won't go away? Projects on hold? Holly can help!

Would you like some help using your house equity to get things done? New mortgage products and low rates bring your goals within reach.

Like many people, your house equity may have grown in recent years, and refinancing often helps you.

Plan for renovations, a new kitchen, education or investing - plan only ONE monthly payment… no more juggling. Plan with Holly.

Buying a home, or thinking about it? Think about down payment, high ratio or conventional and “cash-back”. Also consider fixed or variable rates, closed or open. Which one is right for you?

Lenders have many alternatives to consider, options to ease the down payment and rules about covering closing costs like legal fees and deed transfer tax. We can guide you through the rules and alternatives, policies and options and simplify the process and decisions you need to make.

Like an insurance policy, you have decisions to make when renewal time arrives for your mortgage – and opportunities!

We negotiate with banks and lenders to help ensure your renewal will work hard to reach your goals. Interest rates, prepayment options, terms and amortization can be considered.

We consider your "comfort level" with monthly payments and can suggest new terms that may help repay your mortgage sooner, and more conveniently!

And if we switch your mortgage to a new lender, the payments can come from your own bank account, so there is no need to change banks.